Next, we will look at some of the offerings from Identity Guard and what each price point offers. Each package offers users up to $1 million in Identity Theft Insurance, as well as access to their US-based Customer Care Team.

Identity Guard Value – $8.99/mo

This is the most affordable package from Identity Guardian, but it still offers some great features. This includes a Risk Management Report, near real-time data breach notifications, dark web monitoring, and a high-risk transaction monitoring service. Identity Guardian also includes access to their Safe Browsing Tool, which protects the user’s data while using the internet.

Identity Guard Total – $19.99/mo

This is the second offering from Identity Guard. It offers all of the features that are found in the Value Identity Protection plan, and more. The two additional features come in the form of a High-Risk Transaction Monitor, as well as a Bank Account Monitoring solution. Both of these features can alert a user when potentially suspicious activity is flagged regarding their finances. This package offers users a One-Bureau Monthly Credit Score as well as Three-Bureau Credit Monitoring.

Ultra Plan – $29.99/mo

The Ultra package offers a few more interesting services that are not available on the previous packages. In addition to the US-based Customer Care Team, users of this tier will receive a White Glove Resolution Concierge for a more personalized experience. There is a Social Media Insights Report, Credit and Debit Monitoring, 401k and Investment Account Monitoring, as well as Criminal and Sex Offense Monitoring. Additional features also include a USPS Address Change Monitor, as well as Home Title Monitoring. Users of this service also receive: A One-Bureau Monthly Credit Score, Three-Bureau Credit Monitoring, and a Bureau Annual Credit Report.

Customers receive up to a 33% discount when enrolling through a link on this page. Further discounts are available when choosing an annual plan instead of a monthly plan. Each plan also comes with a family plan option, where you can monitor all adults and children within the same household.

The founding company of Identity Guard, Intersections Inc., was created way back in 1996. It was one of the very first identity theft protection organizations to be formed, having recognized the need for such an essential service as industries started moving further towards digital technologies.

Since then, Identity Guard has adapted with every changing trend in identity theft. This has been no small feat, especially when one considers how often new techniques are created and employed against unsuspecting consumers. Identity Guard not only helps to protect private individuals to secure their identities, but businesses as well.

Fast forward to the present day, and Identity Guard continues to innovate and adopt the latest technologies in its fight against identity theft. One of the most recent partnerships has seen Identity Guard adopt IBM® Watson™, an Artificial Intelligence system. By using AI and Machine Learning, Identity Guard is able to glean detailed insights from a massive store of information.

This data spans back over 20 years, and over 47 million identity profiles, giving Identity Guard unprecedented historical and trending data in the fight against identity theft and cyber fraud. The end result is that Identity Guard offers its clients a proactive solution with built-in early warning systems and tailor-made advice on how to proceed when an incident occurs.

A few features that Identity Guard offers especially stand out:

Dark Web Monitoring:

This service is very useful as it sends alerts when it detects user data being used in a dark web transaction or mention. Most internet users do not have knowledge of the dark web, so if personal data is being used in this un-indexed part of the internet then it needs to be addressed sooner rather than later.

IBM® Watson™:

Ever since Watson burst onto the scene in 2011, beating 2 champions on the game show Jeopardy, it has been synonymous with AI. The technology is used in everything from healthcare, finance, and even fantasy football leagues. The advanced engine that runs Watson makes it ideal for identity protection and scanning, which is why Identity Guard use this system when scouring and scraping the internet for their client’s information.

Social Media Monitoring:

Identity Guard understands the importance of protecting your online data. The rise of social media has meant that protecting these accounts has become more important than ever. There is a mobile app for receiving these alerts, as well as via email.

In order to sign up for any of the Identity Guard services, you will need to complete their enrollment procedure. In order to complete the enrollment step, you have to provide your name, physical address, telephone number, date of birth, email address, as well as your Social Security Number. This information will vary, depending on which services you require.  You will also need to provide your credit card information for payment and billing.

Your personal information is kept safe with various security measures and encryption, but there are cases where your information might be shared. It is shared with their service providers which help them to provide their products and services to their won customers. If you specifically request that your information is shared with a specific third party, then they will adhere to your instructions.

Also, if you enrolled in the service with a financial institution, and Identity Guardian has a marketing agreement with them, then they also may disclose information to that financial institution. This information will relate only to those products. They may also share your details with other non-affiliated parties if it is legally required. Their full privacy policy can be found here.